“To empower individuals, families and small businesses through financial clarity using simple, effective tools.”

JUST ONE HOUR

THREE ESSENTIAL TOOLS

Isn’t one hour of your time worth the peace of mind that comes from understanding your personal budget?

const section = document.querySelector('.animated-section'); const observer = new IntersectionObserver(entries => { entries.forEach(entry => { if (entry.isIntersecting) { section.classList.add('visible'); } }); }, { threshold: 0.4 }); observer.observe(section);

Fast, Friendly, Focused Financial Help

Take control of your money with tools that are quick to learn and powerful to use. We help you understand your budget with simple, effective tools— no jargon, no fluff, just results.

Our Tools Are Built for Real Life

  • Pre-Work Sheet: Gather your actual expenses
  • Annual Budget: Forecast the entire year
  • Monthly Tracker: Know how you're doing each month
  • YTD Summary: See the big picture anytime

Particularly beneficial for:

Our budgeting tools are ideal for people who want to take real action with their finances:

  • Individuals & Couples
  • Newlyweds
  • Young Families
  • Fixed-Income Households
  • Retirees
  • Great Wedding Gift
  • Small Business Owners
  • College Grads & First-Time Homebuyers

What Makes Us Different

  • 🚫 No investment sales (no stocks, CD's, ETF's, Bonds). Just real budgeting.
  • 🔒 Privacy-first tools. You keep full control of your data.
  • 🕒 Sessions are fast — just 1 hour to start strong.
  • 📊 Visual summaries help you understand instantly.

Get in Touch

Let’s talk about your financial goals.

Email: [email protected]

Phone: (864) 921-7699

Salem, SC 29676

I prefer to meet person to person, at my office, or in your home, to populate the tools. But, this can also be done via facetime or zoom.

Program Investment - Exceptional Value

$175 - $275

Payment: Check / Cash / Zelle

What You Get for Your Investment:

  1. Together, we will identify your costs and populate all (3) tools.
  2. I will provide up to 2 hours of training to use the tools.
  3. I will provide phone-based technical support as needed.
  4. You will be provided electronic copies of budget templates.

“Todd is so patient. My stress about my financials has been reduced significantly. I am so much more aware of my financial liabilities and for the first time I have a real budget to work with.”

— Edie A.

“The tools do all the work. I just need to verify the actual costs. I don’t have unexpected surprises anymore. Updating the monthly payment tracker schedule takes less than 5 minutes.”

— Maggie V.

“I like the fact that I can do ‘what if’ scenarios with the tools and immediately understand the financial impact of those potential changes.”

— T.J. B.